Income requirements for oregon health plan

Income Eligibility Criteria Effective May 1, 2023. The WIC income standard is 185% of the federal poverty level. Household: A person or group of people, related or not, who usually (though not necessarily) live together, and whose income and consumption of goods or services are related and who are not residents of an institution.

Income requirements for oregon health plan. 2021 Income Thresholds - Effective March 1, 2021 Oregon Health Plan, Health Systems Division Medical Programs 2022 100% Annual Income Threshold (2021 FPL used for 2022 Family Size determinations) 2021 100% Annual Income Threshold (2020 FPL used for 2021 determinations) Parents & Other Caretaker Relatives (PCR) MAGI Child (age 1 - under 19)

People with Health Insurance Marketplace coverage get Form 1095-A. People with employer-sponsored coverage may get Form 1095-C. People with other minimum essential coverage, such as the Oregon Health Plan (OHP), may get Form 1095-B. Starting with tax year 2019, OHP no longer mails 1095-B forms to OHP members at tax time.

May 31, 2022 · How is income calculated? To calculate an annual salary, multiply the gross pay (before tax deductions) by the number of pay periods per year. For example, if an employee earns $1,500 per week, the individual’s annual income would be 1,500 x 52 = $78,000. Call ONE Customer Service as soon as you can. Call 800-699-9075, TTY 711. Once you do this, OHP will cover your baby until their sixth birthday. New for tax year 2023, the Oregon Kids Credit is a refundable credit for low-income people with young dependent children. For those with a modified adjusted gross income (AGI) of $25,000 or less, the full credit is $1,000 per child for up to five dependent children ages 0 to 5 at the end of the tax year. Above a modified AGI of $25,000 the ...Oregon Health Plan (OHP) Continuous Eligibility Site Navigation. Children Have OHP from Birth until Their Sixth Birthday. This way, children can get all the care they need in their key developmental years. Getting care early and often in life is important for long-term health. You will only need to renew OHP for children when they turn six. Members Age Six or … the duration of the federal public health emergency. 2. Removes administrative barriers to enrollment When the continuous eligibility requirement ends, states will have to redetermine eligibility for all members. Oregon will redetermine eligibility for all 1.4 million people on the Oregon Health Plan. OHP has local health plans that help you use your benefits. These plans are called coordinated care organizations or CCOs. Most OHP members are enrolled in a CCO. Your CCO: Can help you get the care you need. Works with providers like doctors, counselors, nurses, pharmacies and dentists near you.By Amelia Templeton (OPB) April 5, 2023 5 a.m. Kelly Leung, 11, is reassured by Multnomah County health officers as Leung receives vaccinations at a catch-up … In 1994, the plan's first year of operation, nearly 120,000 new members enrolled, and bad debts at Portland hospitals dropped 16%. [1] The cost of the Oregon Health Plan increased from $1.33 billion in 1993–1995 to $2.36 billion in 1999–2001, leading to budget-tightening measures in the early 2000s; [1] significant cuts would follow in 2003.

Oregon Health Plan (OHP) Continuous Eligibility Site Navigation. Children Have OHP from Birth until Their Sixth Birthday. This way, children can get all the care they need in their key developmental years. Getting care early and often in life is important for long-term health. You will only need to renew OHP for children when they turn six. Members Age Six or …Depending on their income, they may qualify for tax credits to help pay their monthly premium and assistance with out-of-pocket costs such as deductibles and co-pays. More than 75 percent of Oregonians enrolled through the Marketplace received financial help in 2021, bringing health plan premiums down to as low as $1 per month.. Find out how …The best way to enroll in Oregon Health Plan is online at HealthCare.gov or One Oregon. You can also contact HealthCare.gov by phone to enroll at 1-800-318-2596. Residents with certain special-eligibility status can enroll through Oregonhealthcare.gov. You can also get in-person assistance with an application by contacting a community partner. Watch Your Mail for Letters about Your OHP Benefits. OHP members will get a notice between April 2023 and January 2024. This is to see if you still qualify for OHP now that the COVID-19 Public Health Emergency is over. The Oregon Health Plan (OHP) provides health care coverage for low-income Oregonians from all walks of life. This includes working families, children, pregnant women, single adults, seniors and more. Mission. Our mission is to provide health coverage to low-income individuals and families, making sure they can access basic health care needs. …The text that is operative on and after January 1, 2023, including amendments by section 12, chapter 2, Oregon Laws 2019, and section 2, chapter 484, Oregon Laws 2019, is set forth for the user’s convenience. 243.135 (Health benefit plans for eligible employees). (1) Notwithstanding any other benefit plan contracted for and offered by the ...Renewing Your Oregon Health Plan (OHP) Coverage; Renewing Your Oregon Health Plan (OHP) Coverage Site Navigation. We Will Send You a Letter When It's Time to Renew. Renewing your OHP means making sure you still qualify for OHP. When it is time for you to renew, we will check to see if we have your updated information. OHP …the duration of the federal public health emergency. 2. Removes administrative barriers to enrollment When the continuous eligibility requirement ends, states will have to redetermine eligibility for all members. Oregon will redetermine eligibility for all 1.4 million people on the Oregon Health Plan.

Your health benefits are provided by CareOregon, your Medicaid health plan. Learn more about us here. Get to know Health Share of Oregon Health Share provides services like these for Medicaid (OHP) members: ⊲ Physical health care ⊲ Mental health care ⊲ Substance use treatment ⊲ Dental care ⊲ Medicare ⊲ Hospice and palliative care ...Website. Email. Adventist Health Columbia River Gorge (MCMC) formerly known as Mid-Columbia Medical Center. Wasco, Gilliam, Sherman and Hood River counties. 1700 E 19th Street, The Dalles, OR 97058. 541-296-1111. https://mcmc.net. Amy Schanno-Sugg, [email protected] or Jasmin Huila, [email protected] Administrative Rules and supplemental information for the Oregon Health Plan Medical Transportation Services Program (Chapter 410 Division 136)– The Oregon Health Plan. For information on other programs, contact your local offi ce or see these brochures: OSIPM. Oregon Department of Human Services Seniors and People with Disabilities 500 Summer Street NE E02 Salem OR 97301-1073 DHS: SENIORS AND PEOPLE WITH DISABILITIES DIVISION OOSIPMSIPM OREGON SUPPLEMENTAL …Call OHP client services (800-273-0557, toll free) if you have questions or problems regarding your Oregon Health Plan benefits. Marketplace health coverage (HealthCare.gov) Reporting changes. Changes in your income or household size can cost or save you money, so you should report them to HealthCare.gov right away.

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In order to qualify, you must have an annual household income (before taxes) that is below the following amounts: Select Household Size. Maximum Household Income per year. View Table. *For households with more than eight people, add $7,155 per additional person.CareOregon provides physical, dental and mental health care and substance use treatment through the Oregon Health Plan (OHP) as part of Health Share of Oregon, one of two …Jun 28, 2023 · Starting July 1, Oregonians of all ages, regardless of immigration status, will have access to full Oregon Health Plan (OHP/Medicaid) benefits if they meet income requirements. Full OHP coverage includes: Medical, dental and mental health care. Prescriptions and tests. X-rays and hospital care. Rides to and from health care appointments. How Is This Possible? House Bill 3352 (2021) put into law a program called “Cover All People.” The program is now known as “Healthier Oregon.” Who Is Eligible? …Call ONE Customer Service as soon as you can. Call 800-699-9075, TTY 711. Once you do this, OHP will cover your baby until their sixth birthday.

This is a new health coverage program launching in July 2024. OHP Bridge will cover adults up to age 65 with income above traditional OHP Plus limits up to 200% of the federal poverty level (FPL) who do not have access to affordable health insurance. For example, a single adult making up to $29,160 per year may qualify for OHP Bridge, which is ...CONTACT: Nita Kumar 503-847-1357 [email protected] 500 Summer St NE Salem,OR 97301 Filed By: Nita Kumar Rules Coordinator NEED FOR THE RULE(S) Every year the Federal Poverty Levels (FPL) are adjusted and published to the Federal Register. A number of HSD medical programs’ eligibility thresholds and income disregards are …Grocery supplement programs aim to make healthy food more affordable for individuals with limited incomes. While many of these programs are operated by state government agencies, t...Choosing the right health insurance plan can be a daunting task, especially with the numerous options available in the market. Kaiser Silver 70 HMO is a comprehensive health insura...For appointments call or text 541-386-6380. For White Salmon, call 509-493-2133 and Stevenson, call 509-427-4212. You can also request an appointment online here. OCH patients can access after-hours care from OCH clinicians 365 days a year (including holidays and weekends) by calling 541.386.6380. It will end in less than two or six years if you: Move out of state, Ask us to end coverage, or; OHP finds that you only qualified for OHP because of missing or incorrect information. OHP Bridge will not affect premiums for 2024. For 2025, most people with Marketplace plans – nearly 66 percent – would see increases of less than $25 per month. About 17 percent of people would see increases in the $50 - 100 range. About 1 percent of people would see an increase in the $100 - $200 range.Oregon Health Plan (OHP) Application questions: 800-6 99-9075 (toll-free) Coverage questions: 800-273-0557 (toll-free) Oregon Health Insurance Marketplace. 855-268-3767 (toll-free) [email protected] Contact us Sign up for text message alerts . OHP has local health plans that help you use your benefits. These plans are called coordinated care organizations or CCOs. Most OHP members are enrolled in a CCO. Your CCO: Can help you get the care you need. Works with providers like doctors, counselors, nurses, pharmacies and dentists near you. Medicaid: Oregon residents may qualify for Medicaid coverage if eligible based on income. Medicaid in Oregon is called Oregon Health Plan, and has no monthly premiums. 20. Basic Health Program — available starting mid-2024: Oregon is working to create a Basic Health Program that is expected to be available by July 2024, pending federal approval.

Health insurance is a necessity, but finding a suitable insurance plan that offers the coverage you need, and that is kind to your pocketbook, can be quite a hassle. Let’s take a l...

A change in earned income of more than $100 a month; A change in unearned income of more than $50 a month How to Report Changes You can report changes in one of the following ways: Use your ONE online account to report changes online. Visit any Oregon Department of Human Services Office in Oregon.A huge number of Oregonians (approximately 555,000) has been receiving quality health care coverage through the Oregon Health Plan (OHP). It provides health care coverage for low-income Oregonians from all walks of life which includes working families, pregnant women, children, seniors, single adults and more. Individuals and families must meet …Oregon Health Plan (OHP) Application questions: 800-6 99-9075 (toll-free) Coverage questions: 800-273-0557 (toll-free) Oregon Health Insurance Marketplace. 855-268-3767 (toll-free) [email protected] Contact us Sign up …Calculate how much you'll pay in property taxes on your home, given your location and assessed home value. Compare your rate to the Oregon and U.S. average. Calculators Helpful Gui...These are persons under the age of six in a filing group with income over the OHP-OPC (100%) income standard, but below the OHP-OP6 (133%) income limit. Specific requirements: 461-135-1100. 14. Fourth Category; Oregon Health Plan for Pregnant Females and Their Newborn Children under One Year of Age (OHP-OPP)Monthly income limit*: $1,695 for an individual and $2,300 for a couple (the federal government mandates services for people with incomes between 120% and 135% of the poverty level). Note: In most states, this program is called the Qualifying Individual (QI) program. In Oregon, this is called the SMF benefit.What is the Oregon Health Plan (OHP)? The Oregon Health Plan (OHP) covers medical care, dental care, mental health care, and substance abuse treatment for adults and children in Oregon. OHP is also known as Medicaid. For more information about OHP, go to www.OHP.Oregon.gov or call us at 1-800-699-9075 (TTY 711). How long before I know what I ...

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This is to see if you still qualify for OHP now that the COVID-19 Public Health Emergency is over. Learn more about OHP and the end of the COVID-19 Public Health Emergency . We will send you ONE of the following letters. Otherwise, you will be signed up to receive updates for all programs. Providers and OHP health plans need to subscribe to the General Rules and Oregon Health Plan (MCO and CCO) programs, in addition to any others chosen. The following links will take you to the current rules and supplemental information available for each program. 4. $31,200. $62,400. OHP Bridge is for people who are more likely to be uninsured or fall in and out of health coverage due to income changes. OHP Bridge will help them maintain coverage and access to care. OHP Bridge will eventually cover about 100,000 people. An estimated 55,000 people who currently have OHP Plus will move to OHP Bridge when ...The text that is operative on and after January 1, 2023, including amendments by section 12, chapter 2, Oregon Laws 2019, and section 2, chapter 484, Oregon Laws 2019, is set forth for the user’s convenience. 243.135 (Health benefit plans for eligible employees). (1) Notwithstanding any other benefit plan contracted for and offered by the ...Over the next 14 months, the state will begin reexamining the eligibility for every person on the Oregon Health Plan, the state’s version of Medicaid. Coverage will continue only for people whose income level is at or below 138% of the federal poverty line: $20,120 a year for a single person or $41,400 a year for a family of four.Oregon Medicaid Eligibility Requirements. To be eligible for Oregon Medicaid, you must be a U.S. citizen, an Oregon resident, and meet income requirements. The Oregon Health Plan is for people who have little or no income. Other requirements include being a woman who is pregnant, a caretaker of children under 17, …Your Member Portal. Your member portal, My Health Plan, provides you with secure, 24/7 access to valuable information about your health plan benefits. Visit today to view: Claims processed by your health plan. Details about your eligibility. Go to My Health Plan. Call us at 541-768-4550 or 800-832-4580 (TTY 800-735-2900)Here are several health care programs available for low-income Oregonians through the Oregon Health Plan (OHP): OHP Plus for children ages 0-18 and adults ages 19-64. OHP Plus Supplemental for pregnant adults age 21 or older. OHP with Limited Drug for adults who qualify for both Medicaid and Medicare Part D.The maximum monthly benefit (before reduction of deductible income) is $7,200 if you choose option 1 or 2, or $8,000 if you choose option 3 or 4. The minimum is $50. ... Questions about the Oregon Health Plan? To learn more about your new benefits, your welcome packet, ...Financial help is available on a sliding scale: the higher your income, the lower the amount of financial help that is available to you. ... Oregon Health Plan (OHP) Application questions: 800-6 99-9075 (toll-free) Coverage questions: 800-273-0557 (toll-free) Oregon Health Insurance Marketplace . 855-268-3767 (toll-free) … ….

Adults Up to 138% $1,468 a month for a single person or $3,013 for a family of four Pregnant adults Up to 190% $2,730 for a single pregnant adult or $4,149 for a family of four Children and teens Up to 305% $4,382 for a family of two or $6,660 for a family of four. •Learn more:OHP.Oregon.gov. Updated March 26, 2020 | Page 2 of 3. In 1994, the plan's first year of operation, nearly 120,000 new members enrolled, and bad debts at Portland hospitals dropped 16%. [1] The cost of the Oregon Health Plan increased from $1.33 billion in 1993–1995 to $2.36 billion in 1999–2001, leading to budget-tightening measures in the early 2000s; [1] significant cuts would follow in 2003. May 31, 2022 · How is income calculated? To calculate an annual salary, multiply the gross pay (before tax deductions) by the number of pay periods per year. For example, if an employee earns $1,500 per week, the individual’s annual income would be 1,500 x 52 = $78,000. Apr 7, 2023 ... ... insurance!"... You already are. That 1/3 of people meet the income requirements, etc. that they are afraid of. They don't want to pay for ...Grocery supplement programs aim to make healthy food more affordable for individuals with limited incomes. While many of these programs are operated by state government agencies, t... Watch Your Mail for Letters about Your OHP Benefits. OHP members will get a notice between April 2023 and January 2024. This is to see if you still qualify for OHP now that the COVID-19 Public Health Emergency is over. In the United States, there are approximately 351,000 mental health counselor positions, and the demand for professional counselors is growing at a much-faster-than-average rate. A...2016 Income Guidelines for Oregon Health Plan (OHP) Below are the income limits for Oregon residents to qualify for OHP. The limit for OHP for kids is at 300% of the federal poverty guidelines shown above.Consult the Oregon Health Insurance Marketplace or a legal or tax advisor for help to determine your MAGI. Modified Adjusted Gross Income (MAGI) = Adjusted Gross Income (AGI) Line 4 on a Form 1040EZ Line 21 on a Form 1040A Line 37 on a Form 1040 Include: • Wages, salaries, tips, etc. • Taxable interest • Taxable amount of pension, …Oregon's State Plans. Oregon posts its plans on this website for informational purposes only. They are not legally binding, will not contain any pending State Plan Amendment (SPA) information, and are only current relative to the date on the title page. The CMS Region 10 office in Seattle, Washington, maintains our official plans. CHIP State Plan. Income requirements for oregon health plan, Apr 3, 2023 · To know more about Medicare and Oregon Health Plan: Call Health Plans in Oregon, we’ve been assisting Oregonians with their health insurance for over a decade. Our help is at no cost to you. Feel free to call us at 503-928-6918 or send an email to [email protected] to get help. Name. , OAR 410-200-0315. Standards and Determining Income Eligibility. (1) This rule outlines income thresholds for HSD Medical Programs. See OAR 410-200-0310 (Eligibility and Budgeting; MAGI Medicaid/CHIP) for eligibility and budgeting. (2) The MAGI-based income standard for the MAGI Parent or Caretaker-Relative program is set as follows: See ..., 2021 Income Thresholds - Effective March 1, 2021 Oregon Health Plan, Health Systems Division Medical Programs 2022 100% Annual Income Threshold (2021 FPL used for 2022 Family Size determinations) 2021 100% Annual Income Threshold (2020 FPL used for 2021 determinations) Parents & Other Caretaker Relatives (PCR) MAGI Child (age 1 - under 19), Your health benefits are provided by CareOregon, your Medicaid health plan. Learn more about us here. Get to know Health Share of Oregon Health Share provides services like these for Medicaid (OHP) members: ⊲ Physical health care ⊲ Mental health care ⊲ Substance use treatment ⊲ Dental care ⊲ Medicare ⊲ Hospice and palliative care ..., Apr 7, 2023 ... ... insurance!"... You already are. That 1/3 of people meet the income requirements, etc. that they are afraid of. They don't want to pay for ..., The best way to enroll in Oregon Health Plan is online at HealthCare.gov or One Oregon. You can also contact HealthCare.gov by phone to enroll at 1-800-318-2596. Residents with certain special-eligibility status can enroll through Oregonhealthcare.gov. You can also get in-person assistance with an application by contacting a community partner., Jun 15, 1999 ... With the minimum wage at $6.50, however, two-person households are not eligible. Lowering the income eligibility limit to 80 percent of poverty ..., Oregon Health Plan (OHP) Application questions: 800‑699‑9075 (toll‑free) Coverage questions: 800‑273‑0557 (toll‑free) Oregon Health Insurance Marketplace. 855‑268‑3767 (toll‑free) [email protected] .gov. Contact us. Text message "Start" to 855-268-3767 to receive text message updates. Sign up for our newsletter for updates. …, Oregon Health Plan (OHP) Application questions: 800-6 99-9075 (toll-free) Coverage questions: 800-273-0557 (toll-free) Oregon Health Insurance Marketplace. 855-268-3767 (toll-free) [email protected] Contact us Sign up for text message alerts . , These charts show samples of rates for 2022 health plans by age and region.The rates shown in the charts are for standard plans that have the same benefits from one company to the next. This summary gives an overview of the benefits with these plans. More information about the charts. Final Rate Examples for 2022 (click to view rates), Apr 3, 2023 · To know more about Medicare and Oregon Health Plan: Call Health Plans in Oregon, we’ve been assisting Oregonians with their health insurance for over a decade. Our help is at no cost to you. Feel free to call us at 503-928-6918 or send an email to [email protected] to get help. Name. , Silver plans only. See below. Since January 2014 in Oregon, adults with household incomes lower than 400% of the Federal Poverty Level or ‘FPL’ might be eligible for a tax credit via the Affordable Care Act. This strict 400% of FPL limit remained true through the end of 2020. In 2021, the American Rescue Plan ACT was passed., Healthier Oregon is a pathway to full Oregon Health Plan (OHP) benefits and other medical assistance benefits, regardless of immigration status. This is possible because House Bill (HB) 3352 (2021) put into law a program called “Cover All People.” The program is now known as “Healthier Oregon.” To learn more, go to …, 3Public Health and Welfare Code Section 435.603(e) 4”Social Security benefits” includes disability payments (SSDI), but does not include Supplemental Security Income (SSI), which should be excluded. 5Deductible part of self-employment tax; SEP, SIMPLE, and qualified plans; health insurance deduction, Your disability income insurer may require you to submit proof that you have applied for Paid Leave Oregon or other insurance benefits, and impose a limited response time. For more information about this or any other insurance topic, call our consumer hotline at 888-877-4894 (toll-free)., Jan 15, 2024 ... To be eligible for Oregon Medicaid, you must be a resident of the state of Oregon, a U.S. national, citizen, permanent resident, or legal alien, ..., How to Verify OHP Eligibility and CCO Enrollment. OHA offers three ways for enrolled Oregon Medicaid providers to access eligibility and enrollment information for OHP members: MMIS Provider Portal - https://www.or-medicaid.gov. After login, click "Eligibility" to get started. To learn more, see the Eligibility and Copayment Quick Reference., OREGON HEALTH AUTHORITY FILED 02/10/2023 2:59 PM ARCHIVES DIVISION ... would otherwise be over-income for the MAGI Adult program up to 200% FPL. ... These changes will be applied across all populations utilizing Oregon Health Plan services; timelines are being expanded, Mar 31, 2023 ... Oregon has also created a safety net for those, who through re-determination, no longer qualify for Medicaid but have an annual income below 200 ..., This is to see if you still qualify for OHP now that the COVID-19 Public Health Emergency is over. Learn more about OHP and the end of the COVID-19 Public Health Emergency . We will send you ONE of the following letters., Know if I have a coordinated care organization (CCO) or fee-for-service OHP. Use my OHP benefits, find providers and plans. Learn about my OHP benefits. Take care of bills from …, Home. Members. OHP information for current and new members. Becoming an OHP member. You may qualify for OHP benefits based on your income or other factors. …, It is important to consider additional coverage when you are enrolled in Medicare. The Oregon Senior Health Insurance Benefits Assistance (SHIBA) program can tell you more about Medicare options. Call SHIBA at 1-800-722-4134 (toll-free) or go to the SHIBA website. Apply for Medicare coverage., Income Requirements. To qualify for BadgerCare, a family's income must be below 185 percent of the federal poverty level, or FPL. In February 2014, that income for a family of four was $3,676.88 per month or $44,122.50 per year. BadgerCare also offers special deductions that a family can take from household income that will increase the ..., Website. Email. Adventist Health Columbia River Gorge (MCMC) formerly known as Mid-Columbia Medical Center. Wasco, Gilliam, Sherman and Hood River counties. 1700 E 19th Street, The Dalles, OR 97058. 541-296-1111. https://mcmc.net. Amy Schanno-Sugg, [email protected] or Jasmin Huila, [email protected]., A change in earned income of more than $100 a month; A change in unearned income of more than $50 a month How to Report Changes You can report changes in one of the following ways: Use your ONE online account to report changes online. Visit any Oregon Department of Human Services Office in Oregon., 2023 Health Plan Comparison Tool for Individuals and Families. Choosing health insurance is a tough job. We make it easier by comparing all the plans you’re eligible to join in three easy steps. Step 1: Fill out your coverage profile. We’ll ask you a few questions to find the right plans and estimate out-of-pocket health care costs., While there are many health and medical programs designed to help low-income individuals and families get the care that they need, there aren’t nearly as many options when it comes..., Medicaid, known as the Oregon Health Plan in Oregon, provides free medical, behavioral health and dental coverage. The extra federal benefits ended Friday, forcing all states to review the income of their Medicaid members. In most states, Medicaid is limited to those who earn 138% of the federal poverty level, but Oregon recently …, Your Member Portal. Your member portal, My Health Plan, provides you with secure, 24/7 access to valuable information about your health plan benefits. Visit today to view: Claims processed by your health plan. Details about your eligibility. Go to My Health Plan. Call us at 541-768-4550 or 800-832-4580 (TTY 800-735-2900), This is a new health coverage program launching in July 2024. OHP Bridge will cover adults up to age 65 with income above traditional OHP Plus limits up to 200% of the federal poverty level (FPL) who do not have access to affordable health insurance. For example, a single adult making up to $29,160 per year may qualify for OHP Bridge, which is ..., For help with Medicare, we recommend contacting Oregon's Senior Health Insurance Benefits Assistance Program. Online: visit SHIBA.Oregon.gov for Medicare information. Email: You can send an email to [email protected]. Call: 1-800-722-4134 (toll-free) from 8 a.m. to 5 p.m. Monday to Friday. Reporting changes ensures …, Income: Gross income, including overtime, before deductions for income taxes, employees’ social security taxes, insurance premiums, bonds, etc. The determination of the amount of a household’s gross income shall not be considered reduced for any reason (e.g.; financial hardships, medical bills, child support). What is considered …