Myblue wellness card qualified expenses pdf

You can earn more rewards on your card in 2017. Any rewards earned will be loaded onto to your MyBlue® Wellness Card. You can use these funds for qualified medical expenses such as co-payments and prescriptions. I don't feel comfortable giving out any medical information just to get a card for a few free bucks.

However, care provided while attending class as a full-time student would be reimbursable. Child support payments - Payments made by an individual to an ex- spouse for the care of the couple's child or children. Claimed expenses on tax return - Benefits provided through the Dependent Care Plan that reduce dependent care credit base amounts ...Stay connected to your claims and costs. The fepblue app lets you stay on top of your claims and out-of-pocket costs. View your recent medical and pharmacy claims, deductibles, Explanation of Benefits (EOBs) and physician visit limits. Send a secure message to FEP customer service reps with any claims or enrollment questions.For members 18 years old and above, earn up to $50 on a MyBlue Wellness debit card by completing the Blue Health Assessment and three online coaching sessions (maximum of 2 cards per family) Catastrophic Protection Benefit. For more information, visit www.fepblue.org. Questions? Call the local, dedicated Member Service center at 1-800-433-7766.Use your MyBlue® Wellness Card to pay for qualified medical expenses, like contact lenses, glasses and prescriptions. fepblue.org. MyBlue Wellness Card. As a Blue Cross and Blue Shield Service Benefit Plan member, you have access to a range of features, programs and tools designed to help you get the most out of your coverage. 40. 212 comments.3. Click Get Healthy and then Wellness Card. 4. Within the new window, click Profile and then click Banking/Cards. 5. Under Debit Cards, click Order Replacement and follow the prompts to complete your request. Your new wellness debit card will arrive in 7-10 business days. Can I use my wellness debit card to purchase gym equipment?has completed wellness activities, you've earned financial rewards you can use for qualified expenses. Earn up to $250 each (maximum $500 per household, per year) up to a maximum balance of $1,250 or $2,500 respectively. Watch the mail ... Forgot your card? Request reimbursement for qualified expenses* online. You can also submitGood news—you're still covered if you've paid for a qualified medical expense out of pocket. With our Reimburse Me tool, members with a MyBlue® Wellness Card can get easily reimbursed for the cost.

money for qualified expenses. Only a Health Savings Account (HSA) provides this “triple-tax” benefit. At no point, from earning to spending (for qualified expenses), do the funds in your HSA incur either federal or state income tax.1 Other retirement saving plans, such as traditional IRAs, Roth IRAs, and 401(k)s, generally apply taxes either toThese frequently asked questions (FAQs) address whether certain costs related to nutrition, wellness, and general health are medical expenses under section 213 of the Internal Revenue Code (Code) that may be paid or reimbursed under a health savings account (HSA), health flexible spending arrangement (FSA), Archer medical savings account (Archer MSA), or health reimbursement arrangement (HRA).By completing the BHA, you may earn $50 on your MyBlue Wellness Card to be used toward Qualified Medical Expenses (QMEs). Please note that you must be the contract holder or spouse, 18 or older, on your Plan to earn incentive rewards. You may also be eligible to earn up to $120 more on your MyBlue Wellness Card by completing up to …Attach 8.5"x11" photocopies of paid receipts from your qualified Mind and Body program. Receipts must show Blue Cross Blue Shield of Massachusetts member's name, name and address of provider,For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser.How to Get Reimbursed. To get reimbursed, take these steps: 1. Make sure the expense is eligible for reimbursement 2. Keep the receipt or invoice 3. File an SF MRA claim and get reimbursed for approved expenses from the money in your SF MRA. There are 4 ways to get reimbursed, as detailed below If you need a claim form, go to sfmra.org ...Common Medical Expenses ELIGIBLE ONLY WITH A DOCTOR'S NOTE. These are some items that we commonly see submitted for reimbursement that require a doctor's Letter of Medical Necessity in order to be reimbursed: Acne treatments. Air conditioner (when necessary for relief from difficulty inbreathing) Cupping. Dietary Supplements.

The Diabetes Management Incentive Program can reward eligible members* with up to $100 on their MyBlue Wellness Card for taking steps to control their A1c levels. 3 . We’re here to help you quit smoking for good. Members can get free tobacco cessation drugs, tools and resources to help them quit through our Tobacco Cessation Incentive …Notice 2023-37. addresses the announced end of the COVID-19 public health emergency and the National Emergency Concerning the Novel Coronavirus Disease 2019 Pandemic on May 11, 2023; it modifies prior guidance regarding benefits relating to testing for and treatment of COVID-19 that can be provided by a health plan that otherwise satisfies the requirements to be a high deductible health plan ...The IRS generally defines qualified medical expenses as the medical care2 expenses you pay for yourself, your spouse, or your qualified dependents,2 but only to the extent the expenses are not covered by insurance or otherwise. Qualified medical expenses may include: Acupuncture. Ambulance. Annual physical examination.Eligible members – those over the age of 18 with an FEP MyBlue® account – will receive $50 on their MyBlue Wellness Card when they provide official documentation of their …

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8 results found for search term : my blue wellness card. Wellness Incentive Program. Eligible Standard and Basic Option members can earn up to $170 a year for taking charge of your health. Blue Health Assessment. Answer some simple questions and get a personalized action plan for a healthier you.HSA, FSA, and HRA Comparison Guide. HSA, HDHP, and EBHRA IRS Limits (2023+2024) Information Authorization Release Form. IRS Publication 502. IRS Publication 969. Letter of Medical Necessity. Limited Purpose FSA Eligible Expenses. Limited Purpose FSA Employee Guide. NueSynergy Benefit Debit Card FAQs.Discount Drug Program. Members can get lower prices on prescription drugs not covered by our pharmacy benefits. To learn more on how to fill your prescriptions using this program, view and download our Discount Drug Program Quick Reference Guide. Download the Guide. Discover all the ways members can earn wellness incentives and rewards for ...By completing the BHA, you may earn $50 on your MyBlue Wellness Card to be used toward Qualified Medical Expenses (QMEs). Please note that you must be the contract holder or spouse, 18 or older, on your Plan to earn incentive rewards. You may also be eligible to earn up to $120 more on your MyBlue Wellness Card by completing up to three (3 ...Qualified Medical Expenses are generally the same types of services and products that otherwise could be deducted as medical expenses on your yearly income tax return. Some Qualified Medical Expenses, like doctors' visits, lab tests, and hospital stays, are also Medicare-covered services. Services like dental and vision care are Qualified ...my. BlueWellness. myBlueWellness is a WebMD® powered health and wellness website that provides you with information and tools to help you take control of your health. Here are a few of the topics you can learn more about on myBlueWellness: Fitness. Nutrition. Latest health news. Health conditions and illnesses. Symptoms.

Name, Address, and Phone Number of Qualified Fitness Expense Total Dollars requested for Qualified Fitness Expense: $ Calendar year that fees were paid: Blue Cross Blue Shield of Massachusetts will make a reimbursement decision within 30 calendar days of receiving a completed request form.on a MyBlue Wellness Card. You can use the card to pay for qualified medical expenses at local and online retailers. Or redeem at one of over 15 approved Blue365 ® vendors. Receive a four-month gym membership that's valid at more than 10,000 health clubs nationwide. Get a personalized diet and nutrition plan by sending in a cheek swab. MyBlue ®Medicare Part A is free for most people. For Part B, you pay a premium. FEP Blue Basic members who have Medicare Part A and Part B can get up to $800 with a Medicare Reimbursement Account. All you have to do is provide proof that you pay Medicare Part B premiums. Each eligible active or retired member on a contract with Medicare Part A …Access your card anytime, anywhere on our app. The easiest way to use your member ID card is with the fepblue app. You can quickly view your coverage information and important contact numbers 24/7. You can also securely share it with your Preferred providers with just a tap. Plus, iOS users can save it to your Wallet for added convenience.You can earn $30 in health savings rewards once you achieve a fitness, diet, or health goal with the assistance of a trained health coach. Only one incentive can be earned per calendar year. You may call 877-220-NALC (6252) to speak to a health advocate. Healthy Pregnancies, Healthy Babies® - $30. Call 855-511-1893 to enroll in the Healthy ...Use your TASC Card to pay for eligible expenses at the point of purchase instead of paying out-of-pocket and requesting a reimbursement. Questions? Ask your employer or contact your Plan Administrator: Total Administration Services Corporation • www.tasconline.com • 1-800-422-4661 FX-4248-040120 FSA Eligible Expenses Page 2Call 833-878-0232 ( TTY: 711) or visit Select Health.NationsBenefits.com. Member Experience Advisors are ready to serve you from 8:00 a.m. to 8:00 p.m. local time. Note: If you're looking for the Individual and Small Employer Gym Membership and Physical Activity Rewards Program, please visit our Wellness Rewards page.Qualified expenses include out-of-pocket medical costs and health-related items at an online store. The fine print Two family members (age 18 or older) can earn up to $250 worth of health rewards ...The Internal Revenue Service defines qualified medical care expenses within IRS Section 213(d). The products and services listed below are examples of medical expenses eligible for payment under a Health Reimbursement Arrangements (HRA). The lists are not all-inclusive and are subject to periodic updates by theTobacco Cessation Incentive Program. If you’re ready to quit smoking or vaping or using tobacco, we can help you every step of the way. Through the Tobacco Cessation Incentive Program, eligible members can get support and prescription drugs and/or over-the-counter tobacco (OTC) cessation products at no cost. Get Started in MyBlue.

Any rewards you earn are automatically loaded onto your MyBlue Wellness Card. Visual: Animation of reward stars going into a MyBlue Wellness Card. Announcer: You can use your card to pay for qualified medical expenses, such as copays, lab fees, and prescriptions. Visual: On screen text: Getting Care. Announcer:

on a MyBlue Wellness Card. You can use the card to pay for qualified medical expenses at local and online retailers. Or redeem at one of over 15 approved Blue365 ® vendors. Receive a four-month gym membership that's valid at more than 10,000 health clubs nationwide. Get a personalized diet and nutrition plan by sending in a cheek swab. MyBlue ®and other qualified healthcare expenses. You choose the best insurance plan for your healthcare needs and your employer funds your account. Your HRA comes with a Medical Mutual debit card that can be used when paying for qualified expenses. Where can I view my HRA information?MyBlue® Wellness Card: Get $150 on a MyBlue Wellness Card that you can redeem at several health and wellness vendors on Blue365® or use to pay for qualified medical expenses. Fitness Your Way by Tivity Health®: Receive a 4-month gym membership that's valid at more than 10,000 health clubs nationwide.Tobacco Cessation Incentive Program. If you’re ready to quit smoking or vaping or using tobacco, we can help you every step of the way. Through the Tobacco Cessation Incentive Program, eligible members can get support and prescription drugs and/or over-the-counter tobacco (OTC) cessation products at no cost. Get Started in MyBlue.Starting Sept. 1, 2021, in-network behavioral health office services will be covered at 100% of BCBSNE's allowable amount, whether in-person or by using the telehealth benefit. (Out-of-network telehealth visits will continue to be non-covered.) HSA-eligible High Deductible Health Plans are still subject to deductible and coinsurance for in ...After that, hang on to it - the card will be automatically reloaded with $25 on April 1, July 1 and October 1. As of January 1, 2023, the Wellness Card is accepted at gyms and fitness centers in New York and throughout the United States. If you still have trouble logging in, click the Forgot Password? link and follow the steps to reset your ...Financial Dashboard – Log in to MyBlue to access important information in real time, including deductibles, out-of-pocket costs, remaining covered provider visits, medical claims, and pharmacy claims. You also can review your year-to-date summary of completed claims, MyBlue Wellness Card balance, and pharmacy spending throughout the year.15% of our allowance*. Up to $100 in an offce1 Up to $150 in a hospital1. 30% of our allowance†. Chiropractic care. $25 for up to 12 visits a year. $30 for up to 20 visits a year. $25 for up to 10 visits a year2. If you have Medicare primary or receive care overseas, different cost share amounts may apply.24 hours a day, seven days a week to hours Longer wait times for non-emergency care. Get the right care. when you need it. Contact us: 1-800-662-666Blue Care Network MyBlue Medigap Member Handbook 13 Type of care Best for Advantages Average wait times 24-Hour Nurse Line. Helping you determine the next level of care.

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If your account is used for nonqualified medical expenses you'll have to pay income taxes on the withdrawal plus a 20% penalty. Keep all itemized receipts and copies of prescriptions for over-the-counter medications in case of an IRS audit. Qualified medical expenses for a limited-purpose FSA are restricted to qualified out-of-pocket costs ...30% of our allowance1. Up to $100 in an office1 Up to $200 in a hospital1. 15% of our allowance. Physical, Speech and/or Occupational Therapy. $25 copay per visit Limited to 25 visits per person a year. $30 at a primary care doctor. $40 at a specialist Limited to 50 visits per person a year.how do i check my blue wellness card balance?Wellness Plan Account features that benefit you: Improved employee health & wellness. Incereased employee morale and loyalty. BASIC Wellness Rewards and Wellness Reimbursement Accounts are not tax-advantaged and the distributed funds are taxable income for the employee. Tax-advantaged Wellness HRAs limit eligible expenses to 213 (d) wellness ...Eligible FEP Blue Standard™ and FEP Blue Basic™ members* can earn up to $170 a year with our Wellness Incentive Program. FEP Blue Focus™ members** can earn rewards for getting their annual checkup with our Routine Annual Physical Incentive Program. *You must be 18 or older and the contract holder or spouse on a FEP Blue Standard or FEP ...how do i check my blue wellness card balance?the woodlands hills master plan; 10.11.2017. how do i check my blue wellness card balance?preethi kasireddy net worth; 04.04.2017. how do i check my blue wellness card …for yourself, your spouse and your eligible dependents. In general, the amount you spend will be federal income tax-free. Examples of qualified medical expenses The following list includes common examples of HSA qualified medical expenses. This list is not all-inclusive. For more information, visit irs.gov and search for Publication 502 or 969.By completing the BHA, you may earn $50 on your MyBlue Wellness Card to be used toward Qualified Medical Expenses (QMEs). Please note that you must be the contract holder or spouse, 18 or older, on your Plan to earn incentive rewards. You may also be eligible to earn up to $120 more on your MyBlue Wellness Card by completing up to three (3 ... ….

In summary, an HRA is an employer-funded benefit plan that reimburses employees for qualified medical expenses. It provides a tax-advantaged way for employers to support their employees' healthcare needs while maintaining control over the plan's design and coverage. By utilizing an HRA, employees can effectively manage their healthcare ...Save with health and wellness discounts. Sign up for our monthly email to see how you can get exclusive deals from companies like Fitbit, Reebok, Garmin, Beltone, Philips Sonicare, Hotels.com and more. Discover all the ways members can earn wellness incentives and rewards for taking an active role in their health.What is a Flexible Spending Account? FSAs are tax-advantaged accounts that let you use pre-tax dollars to pay for eligible medical expenses. You can use an FSA to save on average 30 percent 1 on healthcare costs. Don't think of it as money deducted from your paycheck—think of it as money added to your wallet.Here's a step-by-step guide to using your BCBS Wellness Card online: Step 1: Sign up for a BCBS Wellness Card account. This is a quick and simple process that only takes a few minutes. Step 2: Add your BCBS Wellness Card information to your account. This will allow you to use your card for online purchases.Use your MyBlue® Wellness Card to pay for qualified medical expenses, like contact lenses, glasses and prescriptions.Standard Option. Option. $0 $0 - - $10 $10. Your Your frst frst two two visits visits and and all all nutritional nutritional counseling counseling visits visits are are free. free. You You pay pay just just $10 $10 per per visit visit for for all all additional additional visits. visits. *You must use our Preferred telehealth provider ...AYRWF: Get the latest Ayr Wellness stock price and detailed information including AYRWF news, historical charts and realtime prices. Indices Commodities Currencies StocksHSA-eligible expenses, as defined by the Internal Revenue Service (IRS), including deductibles, copays, prescription and non-prescription medications, dental and vision care, and more. ... sign in to MyBlue or download the MyBlue app to make the most of your health plan. ... (ID Card) κλήση 1-800-472-2689 (TTY: 711).Pay for a wide range of expenses using your accounts. Health Savings Accounts (HSAs), Health Flexible Savings Accounts (FSAs) and Health Reimbursement Arrangements (HRAs) are all potentially tax-advantaged, so the IRS defines the types of expenses that you can pay for with these accounts. Generally, qualified expenses include doctor visits ...Members can use these incentive funds to purchase qualified medical expenses. FEP is the first Federal Employees Health Benefit program to offer a vaccination incentive like this to its members. Myblue wellness card qualified expenses pdf, Standard Option. Option. $0 $0 - - $10 $10. Your Your frst frst two two visits visits and and all all nutritional nutritional counseling counseling visits visits are are free. free. You You pay pay just just $10 $10 per per visit visit for for all all additional additional visits. visits. *You must use our Preferred telehealth provider ..., For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser., Eligible members - those over the age of 18 with an FEP MyBlue® account - will receive $50 on their MyBlue Wellness Card when they provide official documentation of their COVID-19 vaccination record. Members can use these incentive funds to purchase qualified medical expenses. FEP is the first Federal Employees Health Benefit program to ..., Expenses include medical, prescription, hearing, dental, vision and over-the-counter health care products for you or your qualifying spouse or children. Qualifying expenses are those incurred for treatment of a current or imminent medical condition. Cosmetic related expenses are eligible only for treatment of birth defects, accidents and/or ..., wellness program? If you have other questions about the wellness program, please call 877-260-3253. paid for a recent healthcare expense with my personal credit card. Is it possible to reimburse myself with my incentive funds? Yes, if you have earned Blue Rewards, you can reimburse yourself for qualified expenses that you paid for out of …, Eligible members over 18 with an FEP MyBlue® account will receive $50 on their MyBlue Wellness Card when they provide official documentation of their COVID-19 vaccination record. Members can use this to buy qualified medical expenses. According to BCBS, FEP is the first Federal Employees Health Benefit program to offer a vaccination …, Eligible members can receive $50 on their MyBlue® Wellness Card the first time they take the BHA each year. The next step in the program is the Online Health Coach (OHC). After you've received a plan from the BHA, the OHC helps you set goals and track your progress. You can earn rewards for reducing stress, losing weight, exercising more ..., October 12, 2020 at 3:08 PM. User16723585517261346711 and User16186603661423982866 like this. Follow FollowingUnfollow., Discover all the ways members can earn wellness incentives and rewards for taking an active role in their health. ... Wellness Incentive Card: Non-preferred Drug Coverage: No Deductible: Pay Mostly Copays: Medicare Part B Reimbursement – $800 ... eligible members with Medicare get lower out-of-pocket costs for higher cost drugs and additional ..., Use your MyBlue® Wellness Card to pay for qualified medical expenses, like contact lenses, glasses and prescriptions., Tobacco Cessation Incentive Program. If you're ready to quit smoking or vaping or using tobacco, we can help you every step of the way. Through the Tobacco Cessation Incentive Program, eligible members can get support and prescription drugs and/or over-the-counter tobacco (OTC) cessation products at no cost. Get Started in MyBlue., Llame al 1-800-888-1238 (TTY 711). 1-800-888-1238 (TTY 711). 11/21. MX1041117. Get ready for a new year of wellness perks. Your 2022 Wellness Card will arrive soon. Think of this card as a bump to your wellness budget. It gives you more spending freedom for the healthy lifestyle extras that help keep you fit., Use your card on your favorite wellness extras, like: Try a virtual card for easy checkout: Your Wellness Card user guide • During checkout, swipe your card and select “credit” (no pin necessary). • If your card isn’t accepted, you can pay upfront, then enter a claim for reimbursement on the member website or mobile app., Based on your plan, you can access a variety of different wellness programs. You can see what’s available to you in the Wellness section in Blue Connect. Types of programs we offer: Lifestyle coaching. 24/7 nurse support. Nutritional counseling. Mental health support. Discounts and rewards., What is Wellness Wednesday? Find out what it is so you can start inspiring your workforce to start living well and adopt a healthy lifestyle. Wellness Wednesday is a popular weekly..., First, you’ll need to sign up for MyBlue®. It’s completely free, and you’ll get access to tons of helpful tools and resources. Then, complete your BHA and you’ll automatically receive $50 on your MyBlue Wellness Card. You can use these funds toward qualified medical expenses, like copayments and prescriptions. Want to learn more?, Diabetes occurs when your body is unable to use sugar in the blood. Sugar in the blood comes from the foods that we eat. This is also called blood glucose. Insulin, an important hormone made by the pancreas, allows sugar from food to turn into energy for your cells. When you have diabetes, your body doesn’t produce enough insulin or the ..., Stay connected to your claims and costs. The fepblue app lets you stay on top of your claims and out-of-pocket costs. View your recent medical and pharmacy claims, deductibles, Explanation of Benefits (EOBs) and physician visit limits. Send a secure message to FEP customer service reps with any claims or enrollment questions., Jun 8, 2021 · Eligible members – those over the age of 18 with an FEP MyBlue® account – will receive $50 on their MyBlue Wellness Card when they provide official documentation of their COVID-19 vaccination record. Members can use these incentive funds to purchase qualified medical expenses. , We offer a wide range of wellness programs at your local Florida Blue Center and online. Programs include nutrition, weight management, exercise, cholesterol, diabetes, pre-diabetes, heart health, stress management and more. To see what's coming up, check the events calendar or the Florida Blue Facebook page., To activate your card, call the activation number: 1-844-210-2175 (TTY: 711) or visit MAFlexCard.com. Cards must be activated prior to use. Use your card on eligible items at participating stores, starting January 1, 2024. To find eligible items and participating stores, visit MAFlexCard.com and create an account, or call 1-800-971-6798 (TTY: 711)., If you've got a PDF file you need converted to just plain text (or HTML), email it to Adobe and they'll send it back converted. If you've got a PDF file you need converted to just ..., MyBlue® Customer eService is your source to access your claims, view your Explanations of Benefits (EOBs) and review a summary of your healthcare finances in your Financial Dashboard. You can also quickly find benefits and coverage information for common procedures and services based on your plan in our new interactive benefits guide., Get Started Today! Click the button below to login to your Benefits Pro Portal, or call us at 866-413-2582 (TTY: 711). Benefits Pro Portal. Use your Anthem Blue Cross and Blue Shield OTC benefits card to access hundreds of approved brand name and generic health and wellness items., on a MyBlue Wellness Card. You can use the card to pay for qualified medical expenses at local and online retailers. Or redeem at one of over 15 approved Blue365 ® vendors. Receive a four-month gym membership that's valid at more than 10,000 health clubs nationwide. Get a personalized diet and nutrition plan by sending in a cheek swab. MyBlue ®, MyBlue® Customer eService is your source to access your claims, view your Explanations of Benefits (EOBs) and review a summary of your healthcare finances in your Financial Dashboard. You can also quickly find benefits and coverage information for common procedures and services based on your plan in our new interactive benefits guide., PA: Your plan may not cover all your health care expenses. Read your plan materials carefully to determine which health care services are covered. For more information, call the number on the back of your member ID card or, if not a member, call 866-459-4418. Delaware: Highmark BCBSD Inc. d/b/a Highmark Blue Cross Blue Shield., The intent of the wellness debit card is to engage members in health and wellness-related activities. The purchase of fitness equipment falls outside the scope of the purpose of your wellness debit card. Can I use my wellness debit card to purchase vitamins at a grocery store? The wellness debit card is not intended to be used at grocery stores. , With MyBlue®, you can get 24/7 access to health and wellness tools that help you get even more out of your coverage. ... Any rewards earned will be loaded on to your MyBlue Wellness Card. You can use these funds for qualified medical expenses such as copayments and prescriptions. We have been a trusted provider for 60 years., Dec 3, 2020 · Earn up to an additional $120 when you complete three eligible Online Health Coach goals. Any rewards earned will be loaded on to your MyBlue Wellness Card. You can use these funds for qualified medical expenses such as copayments and prescriptions. We have been a trusted provider for 60 years. , Your employer chooses the eligible expenses to be included in your plan. When you submit a claim, you’ll get a 100% reimbursement, with no deductible, up to the maximum allocated to your wellness account. Depending on your plan, there may be some restrictions. Check your employee booklet for more details. Learn more about wellness accounts, The intent of the wellness debit card is to engage members in health and wellness-related activities. The purchase of fitness equipment falls outside the scope of the purpose of your wellness debit card. Can I use my wellness debit card to purchase vitamins at a grocery store? The wellness debit card is not intended to be used at grocery stores. , Eligible FEP Blue Standard™ and FEP Blue Basic™ members* can earn up to $170 a year with our Wellness Incentive Program. FEP Blue Focus™ members** can earn rewards for getting their annual checkup with our Routine Annual Physical Incentive Program. *You must be 18 or older and the contract holder or spouse on a FEP Blue Standard or FEP ...