Ri credit union cd rates

Dec 13, 2018 · Rhode Island Credit Union CDs. CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! Rhode Island Credit Union’s Best CD Offer pays the highest APY rate with a 3.05% APY rate for their 18-month term. They currently offer standard ...

Ri credit union cd rates. 3.00%. Choose Your Term (1YR – 5YR) 5*. 3.46%. 3.50%. All rates effective as of May 08, 2024. 1 Annual Percentage Yield (APY) 2 The 6-Month Certificate of Deposit allows Freedom Ultra Checking account holders, opening an account in a branch, to use a total of $5000 of existing Washington Trust funds per Tax Reported Owner.

Coastal1 Credit Union is headquartered in Pawtucket and is the 2 nd largest credit union in the state of Rhode Island. It is also the 135 th largest credit union in the nation. It was established in 1926 and as of December of 2023, it had grown to 291 employees and 139,016 members at 19 locations. Coastal1 Credit Union's money market rates are ...

Sep 29, 2017 · 401-751-7440. 160 Francis St. Providence, RI 02903. Rhode Island Credit Union is headquartered in Providence and is the 6 th largest credit union in the state of Rhode Island. It is also the 836 th largest credit union in the nation. It was established in 1946 and as of December of 2023, it had grown to 80 employees and 28,007 members at 7 ... Local, national, online and credit union 5-Year CD rates available in Rhode Island, RI. Savings; CDs; Compare Savings and CDs; Home Equity; Mortgages; Loans; Highest Yielding 5-Year CD Rates for Rhode Island, RI. ... Ohio Catholic Fcu Federal Credit Union 2.65%: Online Rate with branch - View 60-Months PremiumPlus …If you’re shopping for a place to keep your money, you have several options. National banks offer the convenience of a large number of ATMs and branches. Local banks give you perso...Rhode Island CD Rates – 3-Month 2024. Below are the best three-month CD Rates from banks in Rhode Island. Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, …Compare the best Nine Month CD Rates in Rhode Island, RI from hundreds of credit unions. Compare Certificates of Deposit by APY, minimum balance, and more. Best Credit Union 9 Month CD Rates in Rhode Island, RI - January 29, 2024Rhode Island Credit Union participates in the CO-OP Shared Branching Network. Members can access branch services at thousands of credit unions nationwide. Make deposits, withdrawals, transfers, loan payments, and more.See the latest certificate of deposit rates and offers from Ally Bank. SmartAsset's experts give a brief overview of each CD account, including their current rates, minimum balance...

One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. Pawtucket, RI - April 30, 2024. 1 Year CD National Average : 0.56% ?CD Rates in Newport, Rhode Island : Newport, RI Certificate of Deposit Search and compare Newport, RI CD rates from banks and credit unions. Our CD interest rate tables for Newport, RI include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates.Rhode Island Credit Union participates in the CO-OP Shared Branching Network. Members can access branch services at thousands of credit unions nationwide. Make deposits, withdrawals, transfers, loan payments, and more.Balances over $20,000 earn an interest rate of 3.50% on the first $20,000, and then an interest rate of 0.35% on any funds over $20,000, resulting in an APY of 3.50% to 0.98% APY depending on total balance. *CD rate bonus available for combined deposit relationships of $25,000 or more.Compare the best One year CD rates in Rhode Island, RI from hundreds of credit unions. Compare the highest CD rates by APY, minimum balance, and more.Over the past two years, credit ratings agency Standard & Poor’s has downgraded Cyprus, France, Italy, the Netherlands, Malta and Spain. Today S&P stopped beating around the bush a...Navigant Credit Union (RI/MA/CT) has added a new 23-months CD, earning 3.00% APY. The minimum opening deposit is $500 of new money, with no stated balance cap. ... Navigant Credit Union's 23-Months CD APY currently shares the top rung with Pawtucket Credit Union’s 25-month CD APY. The above rates are accurate as of …Some Westerly, Rhode Island banks and Westerly, Rhode Island credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate. Westerly, Rhode …

Rates as of 5/9/2024 and subject to change without notice. Conditions and/or restrictions may apply. ... Pawtucket, Rhode Island 02861 401-722-2212 or 800-298-2212. Routing Number #211590260. Transparency in Coverage. Machine Readable Files. ... National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. Equal ...On a $25,000.00 advance at a rate of 8.50% the interest-only payment would be $177.08 rounded to the nearest dollar equals $177.00. APR is Annual Percentage Rate. APR is subject to change. The rates shown are the lowest available and your rate may be higher.Available to the residents of Massachusetts and Rhode Island, Taunton Federal Credit Union is offering a 11–Month Term 3.11% APY upon opening a new CD account. This is a relatively shorter CD with a very competitive rate. Below are all the details you need to open the 11-Month term 3.11% APY CD Rate Special on your funds when …Our CD interest rate tables for Warwick, RI include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Warwick, RI or by zip code. Once you have entered your search criteria a list of the highest Warwick, RI CD rates …May 8, 2024 · One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. Pawtucket, RI - April 30, 2024. 1 Year CD National Average : 0.56% ?

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5.35%. Online Rate. 12-Month CD - $25,000 Min. Early Withdrawal Penalty is 6 months interest. Learn More. J Dally | June 13, 2023 |. 5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries.Check Out Our New CD Rate! | Hours: Mon-Fri 9am-4pm . p: (401) 658-0010. Home; Services; Contact; More. Home; Services; Contact; p: (401) 658-0010. Home; ... Cumberland Municipal Employees Federal Credit Union of Cumberland, RI has 1163 members and assets of $7.5 million. The Credit Union, opened in 1962, as the Cumberland School …Best 3-Month CD: Dow Credit Union. Best 6-Month CD: Vibrant Credit Union. Best 1-Year CD: Abound Credit Union. Best 18-Month CD: NASA Federal Credit Union. Best 2-Year, 4-Year, 5-Year, and 10-Year CDs: Credit Human. Best 3-Year CD: Transportation Federal Credit Union. Open a New Account Advertiser Disclosure.0.10%. $25,000.00 and above. *Annual Percentage Yield (APY) is effective as of 5/9/2024 is a limited time offer and subject to change. Fees may reduce earnings. Rate shown is for balances $0 - $24,999.99. Balances $25,000 or greater will earn 0.10% APY. Minimum to open is $25.00. Limit (1) Diamond Savings account per member.

Westerly Community Credit Union in RI offers personal and business banking including checking accounts, savings accounts, loans and more. ... Choose 12-months at 5.99% APR* OR a 36-month intro rate at 6.99% APR*. Preparing for Retirement. ... 10 Month CD/IRA Special. 4.55% APY. eChecking Account. 5.00% ...Compare the best fixed rate IRA CD rates from credit unions Rhode Island, RI. A fixed rate IRA CD offers tax-free or tax-deferred interest. ... Rhode Island Credit Union IRA CD Rates 2024 If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay …Rhode Island Credit Union CDs. CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! Rhode Island Credit Union’s Best CD Offer pays the highest APY rate with a 3.05% APY rate for their 18-month term. They currently offer …Jun 8, 2023 · Bellco Credit Union. APY: 5.5%. Minimum deposit: $500. Term: 6 months. Membership requirements: Anyone can become a Bellco member by making a $10 donation to join the Bellco Foundation, which ... Rhode Island CD Rates – 9-Month 2024. Below are the best nine-month CD Rates from banks with branches in Rhode Island. Nine-month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 9 month CD if you are concerned about savings rates dropping and …Compare the best One year CD rates in Newport, Rhode Island, RI from hundreds of credit unions. Compare the highest CD rates by APY, minimum balance, and more. Best Credit Union CD Rates in Newport, Rhode Island, RI - April 6, 2024Minimum deposit to open: $1,000 for traditional CDs. $500 for IRA CDs. If you would like to open a Certificate of Deposit, please stop by one of our conveniently located branch locations. For our competitive rates and other information, call (866) 422-6574 weekdays from 8 a.m. to 6:30 p.m., and Saturday from 9 a.m. to 2 p.m.401-596-7000. 122 Granite St. Westerly, RI 02891. Westerly Community Credit Union is headquartered in Westerly and is the 5 th largest credit union in the state of Rhode Island. It is also the 752 nd largest credit union in the nation. It was established in 1948 and as of December of 2023, it had grown to 77 employees and 22,814 members at 5 ... Make the most of your money. Earn 5.00% APY* with WCCU's eChecking! *Learn More! Westerly Community Credit Union in RI offers competitive interest rates on account and loan products, from mortgages to home equity loans. View online. CD & Deposit Rates; ... Other; General Information Primary Branch Coastal1 Credit Union 1200 Central Ave Pawtucket, Rhode Island 02861 401-722-2212 or 800-298-2212. Routing Number #211590260. Transparency in Coverage. ... National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender. Equal Opportunity Lender.

1 day ago · Below are the best one-year CD Rates from banks in Rhode Island. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. RI - May 9, 2024.

Share Certificate Terms & Rates. We are proud to offer a wide range of terms with competitive rates on all of our share certificates⁸. Most financial institutions insure up to $250,000 of your hard-earned money. At R.I.A., we’ve doubled that!⁶ Get peace of mind when you bank with R.I.A.Compare the highest CD rates by APY, minimum balance, and more. Compare the best One year CD rates in Woonsocket, Rhode Island, RI from hundreds of credit unions. Best Credit Union CD Rates in Woonsocket, Rhode Island, RI - February 11, 2024The 11 best CD rates of 2024 are as high as 5.30% APY. The highest rate is offered by CommunityWide Federal Credit Union on a 6-month certificate.Rhode Island Credit Union CD Account Summary. Open up a new Rhode Island Credit Union CD Account to earn 3.05% APY on your funds. Rate Offer: 18-Month Term 3.05% APY; Availability: Rhode Island (Branch Locator) Expiration: 01/02/19; Credit Inquiry: Soft or Hard Pull? Please inform us! Credit Funding: Unknown; Opening Deposit Requirement: $500Below are the best one year CD Rates from credit unions in New Jersey. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. NJ - May 10, 2024.Navigant Credit Union (RI/MA/CT) has added a new 23-months CD, earning 3.00% APY. The minimum opening deposit is $500 of new money, with no stated balance cap. ... Navigant Credit Union's 23-Months CD APY currently shares the top rung with Pawtucket Credit Union’s 25-month CD APY. The above rates are accurate as of …Whatever your choice, you'll be rewarded with higher dividend rates that lift your savings to another level. Choose Certificates of Deposit ranging from 3 months to 5 years; …Best 1 Year CD Rates. When it comes to locking in savings for a bit longer, the best 1-year CD rates in Rhode Island stand out for providing a sweet spot between yield and accessibility. Minimum Amount: $500.00. APY / Rate: 4.60% APY. Pros:CIT Bank: 3.50% APY, 11 months, $1,000 minimum to open. Marcus by Goldman Sachs: 4.70% APY, 13 months, $500 minimum to open. Climate First Bank: 5.00% APY, 12 months, $500 minimum to open. » See ...People’s Credit Union is also a member of the Rhode Island Credit Union Connection, which provides you surcharge-free access to a network of credit union ATMs throughout the state. ... Low-Rate Local Bank One Local Credit Union Local Credit Union Two National Bank One; Promotional APR for Purchases and Balance Transfers: 0.00%: …

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Currently, the average one-year CD rate is 1.81%, and the average five-year CD rate is 1.39%, according to the Federal Deposit Insurance Corporation ( FDIC ). If you find a credit union offering ...Credit Union CD Rates – 18-Month – Rhode Island 2024. Below are eighteen month Certificates of Deposit (CD) rates from credit unions in Rhode Island. Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required ... Certificate of Deposit rates may change daily. Our current Certificate of Deposit rates are below and all other rates can be found on our Deposit Product Rates page. Please call our Member Service Center at 800 .498.8930 for more information or visit one of our six locations to open your account today. 5.25%. 5 Years. Fixed Annuity. Wichita National. 6.30%. Disclaimer: This is a comparison review. The Annuity Expert is not associated with a bank or credit union. We aim to help you find the highest interest rates for your savings. We may receive a small referral fee if you purchase something using a link in this guide.NerdWallet's Best Credit Union CD Rates 2024. Connexus Credit Union Certificate: Best for Easy to join. PenFed Credit Union Money Market Certificate: Best for Easy to join. Navy Federal Credit ...Percentage Rate (APR)* Monthly payment per $1,000 borrowed; Personal Loan: 12 Months: 6.65%: $86.38: 60 Months: 10.65%: $21.58 *All rates are subject to change without notice. Rates are the lowest rates available and are determined by individual creditworthiness. Other rates and terms available. The minimum loan amount for the 12 month term is ...0.10%. $25,000.00 and above. *Annual Percentage Yield (APY) is effective as of 5/9/2024 is a limited time offer and subject to change. Fees may reduce earnings. Rate shown is for balances $0 - $24,999.99. Balances $25,000 or greater will earn 0.10% APY. Minimum to open is $25.00. Limit (1) Diamond Savings account per member.Below are the best one-year CD Rates from banks in Rhode Island. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. RI - May 9, 2024.The estimated aggregate of Credit Union and 3rd party fees on real estate loans is $1,600.00 to $2,000.00. This includes a $300.00 document preparation fee. Example: On a 15-year loan secured by a 1st deed of trust at a rate of 6.50%, there would be monthly payments of $8.72 per $1,000.00 borrowed.Over the past two years, credit ratings agency Standard & Poor’s has downgraded Cyprus, France, Italy, the Netherlands, Malta and Spain. Today S&P stopped beating around the bush a... ….

Make the most of your money. Earn 5.00% APY* with WCCU's eChecking! *Learn More! Westerly Community Credit Union in RI offers competitive interest rates on account and loan products, from mortgages to home equity loans. View online.Compare the best Nine Month CD Rates in Rhode Island, RI from hundreds of credit unions. Compare Certificates of Deposit by APY, minimum balance, and more. Best Credit Union 9 Month CD Rates in Rhode Island, RI - January 29, 2024Bluestone Bank 7 Month Fixed Rate CD Special. 5.12%. Fall River Municipal Credit Union 7 Month CD Special. ... Bank Rhode Island, Pawtucket Credit Union, and Bristol County Savings Bank. The oldest bank still operating in the area is Washington Trust Company, which was established in 1800.Throughout the years, Navigant Credit Union has contributed to over 600 organizations, donating millions into the local community. In 2019, we founded the Navigant Credit Union Charitable Foundation, an autonomous 501 (c)3 charity, to enable even more substantial and influential contributions to these worthy causes.2.52%. 42 Month. $500.00. 0.65%. 0.65%. Effective Date: 05/02/24 through 05/08/24. Stated Interest Rates and APYs for terms of 12 months through 42 months are applicable to IRA Certificates of Deposit as well. *APY is Annual Percentage Yield. A $500 minimum opening deposit is required to open and earn the advertised APY.Below are special Certificate of Deposit special rates and terms from credit unions in Rhode Island. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area. Special Easy Start Certificate only applies to a maximum deposit of $3,000. All rates listed are Annual Percentage ...Rhode Island Credit Union CD Account Summary. Open up a new Rhode Island Credit Union CD Account to earn 3.05% APY on your funds. Rate Offer: 18-Month Term 3.05% APY; Availability: Rhode Island (Branch Locator) Expiration: 01/02/19; Credit Inquiry: Soft or Hard Pull? Please inform us! Credit Funding: Unknown; Opening Deposit Requirement: $500Revolving Line of Credit. Fixed rate for the first 12 months. After the first year, variable rate of 0.51% below prime rate. APPLY NOW. CALCULATORS. ... Minimum line of credit is $20,000 and maximum of $250,000. Existing Rhode Island Credit Union loans are eligible with at least a $20,000 line increase. 1-4 family owner-occupied properties only ... Ri credit union cd rates, IRA Statement Savings offers a great way to save money so you can start building your retirement savings when ready. Minimum Deposit to Open. Minimum Daily Balance to Earn APY. APY †. $100.00. $100.00. 0.05%. The Annual Percentage Yield (APY) is accurate as of: May 12, 2024. Disclosure +. , Mortgage insurance required if loan to value exceeds 80%. 15 Year Fixed Rate Mortgage at 6.50% (6.64% APR): 180 monthly payments of $8.71 per $1,000 borrowed. 20 Year Fixed Rate Mortgage at 6.625% (6.74%% APR): 240 monthly payments of $7.53 per $1,000 borrowed., Compare the highest CD rates by APY, minimum balance, and more. Compare the best Four Year CD rates in Rhode Island, RI from hundreds of credit unions. Best Credit Union 4 Year CD Rates in Rhode Island, RI - December 23, 2023, Cranston's Navigant Credit Union branch is your hub for financial growth. Expert advice and solutions await. Dive into seamless banking! Rates; Locations; Contact Us; About Us; 401-233-4700; Log In. Personal Online Banking; Business Online Banking; ... 200 Phenix Avenue, Cranston, RI 02920; Lobby Hours. Mon.-Thurs. 8:30am – 5pm. Friday 8 ..., Jun 21, 2021 · Northern Bank Direct. 5.30%. Online Rate. 12 Month CD - $500 Min. Warning: Early Withdrawal Penalty is 12 Months interest. Learn More. Wazup | October 13, 2022 |. might be a good as a local bank, but not set up as an online bank More Reviews. , How to Open. Please contact our Member Service Center for more information or visit one of our six locations to open your account today. Phone: 800.498.8930. Email: [email protected]. Open Account. View Interest Rates. Compare Accounts →., A no-penalty CD lets you withdraw funds before the maturity date without paying a penalty - great for rising rate environments. Here are the best no-penalty CD rates available toda..., rates_savings_cd table; Account Type Term APY* Interest Rate Interest Paid Minimum Deposit to earn APY; 1 Year CD* 12 Months: 4.35%: 4.28079%: Quarterly: $1,000 , Some Cranston, Rhode Island banks and Cranston, Rhode Island credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate. Cranston, Rhode …, Mortgage insurance required if loan to value exceeds 80%. 15 Year Fixed Rate Mortgage at 6.50% (6.64% APR): 180 monthly payments of $8.71 per $1,000 borrowed. 20 Year Fixed Rate Mortgage at 6.625% (6.74%% APR): 240 monthly payments of $7.53 per $1,000 borrowed., Navigant Credit Union is headquartered in Smithfield and is the largest credit union in the state of Rhode Island. It is also the 118 th largest credit union in the nation. It was established in 1915 and as of December of 2023, it had grown to 397 employees and 148,129 members at 25 locations.Navigant Credit Union's money …, Rhode Island Certificate of Deposit Search and compare Rhode Island CD rates from banks and credit unions. Our CD interest rate tables for Rhode Island include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Rhode Island or ..., When you borrow money from a bank, credit union or online lender and pay them back monthly with interest on a set term, that’s called a personal loan. Choose a personal loan that b..., 1 day ago · Mortgage insurance required if loan to value exceeds 80%. 15 Year Fixed Rate Mortgage at 6.50% (6.64% APR): 180 monthly payments of $8.71 per $1,000 borrowed. 20 Year Fixed Rate Mortgage at 6.625% (6.74%% APR): 240 monthly payments of $7.53 per $1,000 borrowed. , General Information Primary Branch Coastal1 Credit Union 1200 Central Ave Pawtucket, Rhode Island 02861 401-722-2212 or 800-298-2212. Routing Number #211590260. Transparency in Coverage, Rate may change after the account is opened. A $25 monthly maintenance fee will be imposed if the daily combined balance of your deposit and consumer loan accounts falls below $25,000 any day in the statement cycle. Balances use for HELOC and HELoans is the Credit Limit or original loan amount respectively. Fees may reduce earnings., As of 7/27/2023 Prime Rate was 8.50%. Interest rate and line amount determined by individual creditworthiness and subject to loan-to-value ratio of 80%. Offer limited to 1-4 family owner-occupied primary residence properties only. Property insurance (and flood insurance if applicable) required., Oct 9, 2018 · 1005 Douglas Pike. Smithfield, RI 02917. Navigant Credit Union is headquartered in Smithfield and is the largest credit union in the state of Rhode Island. It is also the 118 th largest credit union in the nation. It was established in 1915 and as of December of 2023, it had grown to 397 employees and 148,129 members at 25 locations. , They currently offer standard CD rates from 6-months to 60-months with 0.25% to 1.25% APY Rates. By joining Navigant Credit Union and opening a CD account, you get to enjoy earning higher interest rate than regular savings account. All you need is $500 to open. ... 3.00% APY 23-Month CD Special (RI, CT, MA) Navigant Credit Union …, Live Oak Bank caters to business customers but also provides competitive rates on CDs and savings accounts for all consumers. Learn more in this review. We may receive compensation..., 0.10%. $25,000.00 and above. *Annual Percentage Yield (APY) is effective as of 5/9/2024 is a limited time offer and subject to change. Fees may reduce earnings. Rate shown is for balances $0 - $24,999.99. Balances $25,000 or greater will earn 0.10% APY. Minimum to open is $25.00. Limit (1) Diamond Savings account per member., When it comes to finding a financial institution that you can trust, Ent Credit Union Colorado is an excellent choice. With a wide range of services and products, Ent Credit Union ..., 6 days ago · Compare the best Five Year CD rates in Rhode Island, RI from hundreds of credit unions. Compare the highest CD rates by APY, minimum balance, and more. Best Credit Union 5 Year CD Rates in Rhode Island, RI - May 10, 2024 , Balances over $20,000 earn an interest rate of 3.50% on the first $20,000, and then an interest rate of 0.35% on any funds over $20,000, resulting in an APY of 3.50% to 0.98% …, See our rate options and how easy it is to open an account. Read More. Join The Club – and SAVE in 2024! ... We’re proud our employees have voted us one of the best places to work in Rhode Island! Read More. Greenwood In The Community. ... Greenwood Credit Union’s (GCU) website provides links for convenience to third party sites. ..., Coastal1 Credit Union. 1200 Central Ave. Pawtucket, Rhode Island 02861. 401-722-2212or800-298-2212. Routing Number. #211590260. Transparency in Coverage. Machine Readable Files. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government., Over the past two years, credit ratings agency Standard & Poor’s has downgraded Cyprus, France, Italy, the Netherlands, Malta and Spain. Today S&P stopped beating around the bush a..., Join Ocean State Credit Union, a trusted financial institution serving Rhode Island residents with competitive rates and personalized service., Navigant Credit Union is federally insured by NCUA Please be advised that our site will be undergoing maintenance on Tuesday (5/14) from 9:00pm-11:00pm. There may be some interruptions during this timeframe., 2.52%. 42 Month. $500.00. 0.65%. 0.65%. Effective Date: 05/02/24 through 05/08/24. Stated Interest Rates and APYs for terms of 12 months through 42 months are applicable to IRA Certificates of Deposit as well. *APY is Annual Percentage Yield. A $500 minimum opening deposit is required to open and earn the advertised APY., May 1, 2024 · Below are the best one year CD Rates from credit unions in Rhode Island. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. RI - May 10, 2024. , CD Secured: Up to 60 Months: 3.00% Above CD Rate: 100% of loan amount held against account: 401-739-4600: Share Secured: Up to 60 Months: 5.00%: 100% of …, 5 Annual Percentage Yields (APY) of 5.25% on 9 month CD, 5.00% on 5 month CD, 4.75% on 15 month CD, and 4.75% on 24 month CD available only to customers who have or who open and fund any HarborOne Checking account at same time as CD opening. Rate available to accounts opened in a banking center or by appointment.